Welcome back to part 2 of this blog on how to boost your student finances. Check out the remaining 6 things to cut back on to get more money as a student.
7: Buying Brands
Many supermarkets and shops will stock their own unbranded items, which are often only slightly worse in quality, but much cheaper. As an example, unbranded tomato sauce can often be picked up for £1 a jar, whereas a branded jar is likely to set you back £2 or more. While this doesn't seem like much, little savings like this can make a huge difference over time.
8: Gym Memberships
When searching through your bank statements for things to cut back on, make sure to check for anything that isn't a necessity, or that you've forgotten about. For example, gym memberships are a great expenditure to cut back on to save your student finances. Even without a gym membership, you can keep fit by going on runs or following home workout instructions on YouTube.
9: Excessive Drinking
This may seem sacrilegious to some, but going out most nights to get hammered is a surefire way to lose all your money. Especially if you are the sort to buy a round of drinks for the group. Either accept that you should be saving money and let others buy drinks for you, or limit the amount you can take out each night by not taking your card, so you don't overspend.
10: Hunger Shopping
Most people will have heard of the phrase "don't go shopping when you're hungry", the reason for this is because you'll be much more likely to pick up snacks and sugar-rich food. By having a meal before you leave the house, you'll be much less tempted to buy these things so you can save money.
11: Disorganisation
Being disorganised can often lead to you spending more money. For instance, if you forget or run out of time to make yourself lunch, you'll have to buy some from the shop. If you don't bring your own water bottle or coffee flask, you'll probably buy a plastic water bottle or coffee from the cafe. Get organised by planning your day, so you can avoid unnecessary expenditure.
12: Non-reusable Items
Investing in reusable goods is a great way to save money. While the initial cost may be higher in some cases, over time you'll save a lot of money. You'll also be doing your part for the environment, as disposable items are often full of plastic. Once you've finished using your current plastic razors, invest in a bamboo or steel razor, meaning you only need to buy interchangeable heads or blades. There are also reusable options for makeup remover, drinking straws, and batteries. One last note; don't forget your reusable grocery bag when going to the shop, so you don't get stung for extra plastic bags!
What is Unihousing?
Unihousing is a student accommodation provider near the University of Birmingham, operating since 1984. All of our accommodation in Selly Oak is owned by us, so we can respond quickly to any requests using our qualified team of tradesmen. Our property office is located on Bristol Road, only a short walk away from all of our accommodation. This means we can deal directly with our tenants.
Unhousing was selected as the Number 1 Student Letting Agent in Birmingham by the UK's biggest fresher community, Unifresher.
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